New Zealand reserve bank to toughen mortgage-lending rules in bid to tackle housing crisis

Measures include reducing number of loans to borrowers with small deposits and potential debt-to-income restrictions

New Zealand’s reserve bank has announced plans to tighten up mortgage-lending, as the country struggles to tackle its housing crisis.

One measure, which would come into force from 1 October after consultations, will involve reducing the portion of loans banks can make to owner occupiers with less than 20% of their deposit.

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source https://www.theguardian.com/world/2021/aug/03/new-zealand-reserve-bank-to-toughen-mortgage-lending-rules-in-bid-to-tackle-housing-crisis

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